Freelance Take-Home Pay Calculator

State-specific taxes • Self-employment tax • 2026 rules

Location & Filing
Optional Business Expenses
Estimated Annual Take-Home
$0
≈ $0 / month

Estimates only. Self-employment tax uses the standard 15.3% on 92.35% of net earnings. Federal brackets are simplified 2026 values. State tax uses current flat rates or approximate effective rates for progressive states. Local city taxes (e.g. NYC) and some credits are not included. Always verify with a tax professional or tax software.